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Financial and Insurance Issues

Directory Of Financial Resources

Financial Resource Guide For Patients: A state by state directory.

Angel Flight America

Angel Flight America helps people in need seeking free air transportation to specialized health care facilities.

Corporate Angel Network

Arranges free travel for cancer patients to treatment centers using the empty seats on corporate jets.

NeedyMeds.com

A site to learn about patient assistance programs and other programs designed to help those who cant afford their medicines.

Medicare.gov

Official U.S. government site for people with Medicare.

Fifth Season Financial

Fifth Season’s Life Insurance Line of Credit program is designed to provide immediate financial assistance to cancer patients and their families – while preserving surplus policy funds for your family later. To learn more, call toll-free (866) 459-1271 or visit www.fifthseasonfinancial.com

Patient Advocate Foundation

Patient Advocate Foundation (PAF) is a national 501 (c)(3) non-profit case management service that assures access to care, maintenance of employment, and preservation of financial stability for Americans with chronic, life-threatening, and debilitating illnesses.

For more information about Patient Advocate Foundation, visit www.patientadvocate.org. Para la informacion en el espanol, haga clic aqui.

Patient Advocate Foundation Co-Pay Relief Program

Patient Advocate Foundation’s Co-Pay Relief (CPR) program provides co-payment assistance for prescription drugs to insured Americans who financially and medically qualify. Services are provided through CPR call counselors, and payments are made to the designated payee upon approval.

For more information about the PAF Co-Pay Relief Program, visit www.copays.org.

Financial and Insurance Issues
As someone diagnosed with cancer or as the primary caregiver for a cancer patient, you already kfnow that information can be your best ally. Informing yourself about options and resources for confronting the financial challenges that cancer presents is no less important than studying disease characteristics and treatment options. An understanding of the various ways to ease the burden of medical bills can be a critical step in alleviating stress and allowing you to remain focused on your care and well-being or that of your loved one.

Fifth Season Financial Corp, a lending institution uniquely and exclusively dedicated to the financial needs of those confronting life-threatening illnesses, has worked with Cancer Consultants to develop the following guidelines to help cancer patients and their families effectively manage their healthcare expenses so that they can focus on their well-being and cherished relationships with friends and family.

Taking Control While Facing a Life-threatening Illness Such as Cancer
When you or a loved one has cancer, many issues, decisions and difficulties arise. Fortunately, there are numerous national, regional and local support services to help you deal with many of these problems. The first step is learning about the types of services available and where they can be most conveniently accessed.

This information can help you familiarize yourself with numerous resources that are available, explore new ways to meet your financial challenges, and ultimately gain peace of mind.

The truth is worrying about money matters takes its toll on other aspects of your life, from physical health to emotional balance. Therefore, the more proactively you address the new financial changes and challenges that accompany a life-threatening illness, the better things are for you—and for your family.

The Ten Essential Guiding Steps to Clarity and Control

  • Step 1: You Have More People in Your Corner than You Realize
  • Step 2: Organizing Your Thoughts, Paperwork, and Details
  • Step 3: Analyzing Your Income, Expenses, and Health Insurance
  • Step 4: Reducing Monthly Bills to Expand Options
  • Step 5: Securing Sufficient Healthcare Coverage
  • Step 6: Dealing Promptly with Cash Shortfalls
  • Step 7: Setting New Goals and Achieving Them
  • Step 8: Creatively Analyzing Your Assets
  • Step 9: Reviewing Your Full Array of Options
  • Step 10: Knowing Your Unique Rights and Benefits